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The holiday season is in full swing and every year we tend to hear the same marketing language in the countless television, radio and print ads we hear or see. Each of these communications seem centered around finding that “perfect” material object for everyone on your holiday list. Over the years, my experience as a real estate agent shaped my view on finding that “perfect” gift, and oddly enough my thoughts are similar to that of the Grinch. Now you’re probably shaking your head in disbelief so allow me to explain. If you are familiar with the Grinch, you know he leaves us all with a wonderful statement to ponder. Maybe Christmas doesn’t come from a store. Maybe Christmas perhaps means a little bit more. This phrase can strike a chord with most anyone, and for me it generates thoughts of being prepared and making sure my loved ones are aware of my goals as well. The sooner you and I prepare for the future, the better gifts we will receive when we enter our planned or unplanned retirement. I challenge each of you this holiday season to think about your “perfect” gift and the impact it could have for not just one year, but for many years to come.